Posts Tagged ‘loan modification’

The Federal Trade Commission Issues a Warning on Deceptive Mortgage Advertisements

April 20th, 2010

The FTC remains busy on both the mortgage and loan modification fronts. After filing complaints and shuttering several loan modification shops in an action announced on April 6th, 2009, the FTC has issued a warning on deceptive mortgage advertisements. Deception has played a big role in current mortgage meltdown which probably has homeowners struggling with incomprehensible mortgages wondering why such a warning comes out about » Read more: The Federal Trade Commission Issues a Warning on Deceptive Mortgage Advertisements

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Loan Modification Primer

January 1st, 2010

What is a Loan Modification?  The technical answer is the amendment of the loan to re-amortize or alter the schedule of payments for the remaining balance and/or extend the current term of the loan in order to reduce the monthly payment, the » Read more: Loan Modification Primer

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Can One Avail Of Loan Modification After A Debt Consolidation?

December 19th, 2009

Mounting personal debts is a big headache, considering that one has to think of paying two different institutions with varying interest rates. A debt consolidation is one course of action to unburden one’s self of this problem. However, can a consolidated personal loan be subjected to loan modification. Unfortunately, this is impossible.

Loan modification applies to mortgage loans like real-property mortgage among othe » Read more: Can One Avail Of Loan Modification After A Debt Consolidation?

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